# Can I Overdraft My Cash App Card?
As a Cash App user, the thought may have crossed your mind as to whether you can overdraft your Cash App Card. The answer is yes, you can overdraft your Cash App Card under certain circumstances.
Here, we will discuss what an overdraft is, why overdrafting your Cash App Card can be risky, when you can overdraft your Cash App Card, and what happens if you do.
## What is an Overdraft?
An overdraft occurs when you spend more money than you have available in your account. Usually, banks and financial institutions charge fees to cover the overdraft, which often leads to additional interest charges and late fees.
## Why Overdrafting Your Cash App Card Can Be Risky
Overdrafting your Cash App Card can be risky because Cash App is not a bank. Unlike traditional banks, Cash App is not regulated by the Federal Deposit Insurance Corporation (FDIC), which means that there is no safety net when it comes to overdrafts. Additionally, Cash App does not offer any form of overdraft protection or overdraft line of credit.
## When Can You Overdraft Your Cash App Card?
You can only overdraft your Cash App Card if you have enrolled in Cash App’s overdraft protection feature. This feature allows you to overdraft your Cash App Card up to $100 without any additional fees. However, you will need to pay back the overdraft balance by your next direct deposit.
## What Happens If You Overdraft Your Cash App Card?
If you overdraft your Cash App Card without enrollment in the overdraft protection feature, the transaction will be declined, and you will not be able to make purchases. On the other hand, if you have enrolled in the overdraft protection feature and you exceed the $100 overdraft limit, Cash App will deduct the overdraft amount from your next direct deposit. This can leave you with little or no funds until your next payday.
## Conclusion
While it is possible to overdraw your Cash App Card, it is not advisable to do so. Overdrafting can lead to additional fees and other financial difficulties, especially if you do not have a steady income. Always monitor your spending and keep track of your available funds to avoid the risk and consequences of overdrawing your Cash App Card.