# Can You Overdraft a Cash App Card?
If you’re wondering whether you can overdraft a Cash App card, the answer is a bit complicated. While Cash App does have overdraft protection, this feature is optional and needs to be set up beforehand.
## Understanding Overdraft Protection on Cash App
Overdraft protection on Cash App is known as the “Auto Cash Out” feature. This feature automatically withdraws funds from your Cash App account when your balance falls below a certain threshold. You can set this threshold to any amount you like, from $0 to $300, and can turn the feature on or off at any time.
It’s important to note that there are fees associated with Auto Cash Out. Cash App charges a fee of $0.50 per withdrawal, as well as any ATM fees that may apply. Additionally, if you do not have enough funds in your account to cover both the Auto Cash Out amount and the fees, you run the risk of overdrawing your account.
## Avoiding Overdrafts on Cash App
To avoid overdrafting your Cash App account, it’s important to keep track of your balance and turn off Auto Cash Out if you don’t need it. Here are some tips for managing your Cash App account:
– Set up notifications: Cash App allows you to receive notifications when you make a transaction or when your balance falls below a certain amount. This can help you stay on top of your account activity and avoid overspending.
– Check your balance frequently: Make it a habit to check your Cash App balance regularly, ideally before making any transactions. This will help ensure that you have enough funds in your account to cover any purchases you want to make.
– Use direct deposit: If you receive regular payments, such as a paycheck or government benefits, consider setting up direct deposit to your Cash App account. This can help ensure a steady stream of funds, reducing the risk of overdrafts.
In conclusion, while it is possible to overdraft a Cash App card with the Auto Cash Out feature, it is not a default setting and needs to be set up beforehand. It’s important to keep track of your account activity and balance to avoid overspending and potential overdraft fees. With careful management, you can use your Cash App card safely and efficiently.