# Cash App Reviews 2019: Is It Worth Your Time and Money?
In today’s fast-paced digital world, sending and receiving money has become easier than ever. One of the most popular apps for this purpose is Cash App. But is it worth your time and money? In this blog post, we will take a detailed look at Cash App reviews in 2019 and answer all your questions.
## What is Cash App?
Cash App is a mobile payment service owned by Square, Inc. It allows users to send and receive money through a mobile app. The app is available for both Android and iOS devices and has over 7 million active users.
## How does Cash App work?
Cash App allows users to link their bank accounts or debit cards to the app. Once linked, users can send and receive money from other Cash App users instantly. The app also allows users to buy and sell Bitcoin.
## Cash App Reviews 2019
To determine if Cash App is worth your time and money, we looked at reviews from various sources. Here’s what we found:
### Pros
– Easy to use: Cash App is user-friendly and easy to navigate.
– Instant transfers: Transfers between Cash App users are instant.
– Bitcoin trading: Cash App allows users to buy and sell Bitcoin.
– Cash Card: Cash App offers a debit card that can be used to withdraw money from ATMs or make purchases.
### Cons
– Limited customer support: Cash App’s customer support is often criticized for being slow and unresponsive.
– Fees: Cash App charges a 3% fee for sending money using a credit card. There is also a fee for instant transfers.
– Security concerns: Some users have reported security concerns, such as unauthorized transactions.
## Is Cash App safe?
Cash App uses encryption to protect user data and transactions. However, like any online service, there are security risks. To minimize these risks, Cash App recommends that users:
– Enable two-factor authentication
– Use a strong password
– Never share their login information with anyone
## How to use Cash App
To use Cash App, follow these steps:
1. Download the app and create an account.
2. Link your bank account or debit card to the app.
3. To send money, enter the recipient’s name or Cashtag (a unique username) and the amount you want to send.
4. To receive money, give the sender your Cashtag or mobile number.
5. To withdraw money, use the Cash Card at an ATM or make a purchase.
## FAQs
### How long does it take to receive money on Cash App?
Transfers between Cash App users are instant.
### How much does Cash App charge?
Cash App is free to use. However, there are fees for certain transactions, such as sending money using a credit card or making an instant transfer.
### Is Cash App FDIC insured?
Yes, Cash App is FDIC insured. This means that funds in Cash App accounts are insured up to $250,000.
### Can I use Cash App to pay bills?
Yes, Cash App can be used to pay bills. Users can link their Cash App account to their utility or phone bill and pay through the app.
### How do I contact Cash App customer support?
Cash App’s customer support can be reached through the app or by visiting their website. However, many users have reported slow response times and difficulty reaching a representative.
## Conclusion
Cash App is a popular mobile payment service that allows users to send and receive money instantly. While it has its pros and cons, overall Cash App is a convenient and user-friendly option for sending and receiving money. Just remember to use caution and follow security best practices to protect your account.