# Cleo Banking App Reviews: The App that Makes Money Management Easy
Cleo is a money management app that helps you keep track of your finances and achieve your financial goals. It’s a personal finance app that uses AI to help you manage your money, save more, and spend wisely. In this blog, we’ll take a look at the Cleo banking app reviews, its features, and how it can help you take control of your finances.
## Features of Cleo Banking App
### Automated Budgeting
Cleo uses AI to analyze your spending habits and create a personalized budget that works for you. The app tracks your expenses and categorizes them based on your spending patterns. You can set budget goals and Cleo will help you stay on track.
Cleo helps you save money by rounding up your purchases to the nearest dollar and putting the extra change in a savings account. You can also set up automatic savings and Cleo will transfer a certain amount of money from your checking account to your savings account.
### Bill Tracking
Cleo reminds you of upcoming bills and helps you keep track of your payments. You can also set up automatic payments for bills so that you never miss a payment.
### Credit Score
Cleo provides you with your credit score for free. It also gives you tips on how to improve your credit score and offers you personalized credit card recommendations.
### Spending Analysis
Cleo provides you with detailed spending reports that help you understand where your money is going. You can see your spending by category, date, and merchant.
## Cleo Banking App Reviews
Cleo has received positive reviews from its users. Here are some of the Cleo banking app reviews:
### “Cleo has been an absolute game-changer for me. It’s helped me save money, stay on track with my budget, and even improve my credit score. I highly recommend it to anyone looking to take control of their finances.” – Sarah, 28
### “I’ve tried other budgeting apps before, but Cleo is by far the best. It’s so easy to use and it really helps me stay on top of my finances. I love the savings feature and the fact that it reminds me of my bills. Highly recommend!” – Mike, 35
### “I was skeptical at first, but Cleo has completely changed the way I manage my money. I love the fact that it uses AI to create a personalized budget for me. It’s so much better than trying to figure it out on my own.” – Emily, 42
### Is Cleo safe to use?
Yes, Cleo is safe to use. The app uses bank-level encryption to protect your data and it never stores your bank login information.
### Does Cleo charge any fees?
No, Cleo is completely free to use. There are no hidden fees or charges.
### How does Cleo make money?
Cleo makes money by recommending financial products to its users. However, it only recommends products that are relevant and useful to its users.
### Can I use Cleo outside the United States?
No, Cleo is currently only available in the United States.
### What if I have a problem with the app?
If you have a problem with the app, you can contact Cleo’s support team through the app. They are available 24/7 to help you with any issues you may have.
Cleo is a money management app that makes it easy to keep track of your finances and achieve your financial goals. It uses AI to create a personalized budget for you, helps you save money, and reminds you of upcoming bills. Cleo has received positive reviews from its users and is completely free to use. If you’re looking for a way to take control of your finances, give Cleo a try.